David VanHoose earned his Ph.D. at the University of North Carolina at Chapel Hill and is Herman W. Lay Professor of Private Enterprise at Baylor University. He has published articles in such journals as the Quarterly Journal of Economics, the International Economic Review, the Southern Economic Journal, the Journal of Money, Credit, and Banking, Economic Inquiry, and the Scandinavian Journal of Economics. VanHoose served as a Visiting Economist at the Board of Governors of the Federal Reserve System in 1988 and as a Visiting Scholar at the Federal Reserve Bank of Kansas City in 1989. In 1991 he received the Iddo Sarnat Award for the outstanding article in the Journal of Banking and Finance, and in 1995 he received the Atlantic Economic Journal's best article award. He is an editor of the Journal of Economics and Business and serves on the editorial boards of Open Economies Review and the Atlantic Economic Journal. He has 18 years of teaching experience at the undergraduate and graduate levels. VanHoose is author of E-Commerce Economics (2003) and co-author of Macroeconomics: Theories, Policies, and International Applications (Third Edition 2004), International Monetary and Financial Economics (Second Edition 2002), Money, Banking, and Financial Markets (Second Edition 2004), and Global Economic Issues and Policies (2003).Roger LeRoy Miller is the author of 'Money, Banking, and Financial Markets (Thomson Advantage Books), 3rd Edition', published 2006 under ISBN 9780324320039 and ISBN 0324320035.