Last Resort : A Study of Consumer Bankrupts

This book looks at consumer bankruptcy in Australia in the context of record levels of consumer debt and bankruptcies, particularly non-business ones initiated by the debtors themselves. It is important to understand the problem of indebtedness and the impact of this problem on the lives of ordinary people and their families. The book also outlines recommendations for reform to credit and bankruptcy law and policy.Consumer indebtedness is a world wide problem and this book provides an important and valuable insight into this problem for an international audience. It examines two key areas in depth: a) the patterns of indebtedness leading up to consumer bankruptcy and b) the importance of the role of creditor harassment on the decision to petition for bankruptcy. The insights gained have important ramifications reaching beyond the study's Australian setting.Ryan, Martin is the author of 'Last Resort : A Study of Consumer Bankrupts', published 1995 under ISBN 9781859720103 and ISBN 1859720102.