CD-ROM INCLUDED! CD-ROM contains files for All financial statements, time value of money tables and spreadsheets in the book prepared in Microsoft? Excel format. An amortization table for loans of any duration and interest rate. Users add principle payments to determine interest paid and length of loan. Templates for developing all formulas and spreadsheets appropriate to each user's own business ideas. WHAT'S NEW? On the pages find Instruction on current companies' books. Users can verify and update financial statements for analysis. Starbucks Corporation is highlighted using data from EDGAR on the SEC web site. Easy-to-understand, practical examples for each time value of money formula (inflation, retirement planning, and mortgages.) Current market interest rates. Recent tax law changes impact on retirement. Increased phase-in limits to individual and business retirement plans through 2008.Adelman, Philip J. is the author of 'Entrepreneurial Finance Finance for Small Business', published 2003 under ISBN 9780131842052 and ISBN 0131842056.