Strengthening and expanding its coverage, this front-running book offers the most comprehensive and effective demonstration of mathematical concepts available through extensive use of examples taken from real-world applications in such areas as banking, the hotel/motel industry, retail, and real estate. It heightens the learning experience by correlating concepts with true-to-life experiences readers may encounter in the business world and as consumers. Sets formulas in bold type within the formula boxes to help readers locate them quickly and Calculator Solutions boxes help readers set up and solve problems using a calculator. It encompasses all areas of business mathematics - beginning with skill-building sections on whole number and decimals; guiding readers through fractions, percents, statistics, and equations; then easing them into the specifics of business-related mathematics applications with discussions on payroll, discounts, markup/markdown, interest, credit, depreciation, inventory, insurance, taxes, and more. It also reflects current laws and IRS requirements. In addition, the book increases emphasis on the interest earned or paid for annuities and sinking funds, rather than just the accumulated amounts involved. This book can be utilized by business professionals within assorted industries. Can be used by individuals for personal finance knowledge.Cleaves, Cheryl S. is the author of 'Business Math', published 2004 under ISBN 9780131142831 and ISBN 0131142836.